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INSURANCE COMPANY DETAILS

UNIQUE and SPECIAL NEEDS:
PROPERTY, CASUALTY & MEDICAL PROFESSIONAL LIABILITY


There are over a dozen licensed, AM BEST A-rated, admitted medical professional liability carriers in California alone. This is a partial list of our favorite insurance companies. We access other Companies when price, product or the unique profile of our clients risk or location warrants. However, 95% of the time, these are the long term, health care industry underwriters we turn to.

American International Group (AIG)
Health Care Industry Companies: American Home Assurance Co., American International Specialty Lines, Illinois National Insurance Co., National Union Fire Insurance Company of PA, Lexington Insurance Company.
Policy Types: Medical Malpractice, Errors & Omissions Insurance, General Liability, Directors & Officers Liability, Workers' Compensation, Employment Practices Liability, Automobile Liability, Fraud & Abuse /Billing Errors & Omissions, Unusual Risk Policies.
AM Best Rating: A+
Admitted and Non-Admitted Forms Available
Narrative: AIG is one of the world's largest and most successful insurance and financ services companies. AIG provides medical professional and related coverages for IPA's, MSO's, MCO and misc. healthcare facilities. AIG is a major player in excess limits and unusual risk. A True Multi-National Companyial.


CNA Insurance Companies
Health Care Industry Companies: Columbia Casualty Company, Continental Casualty Company, National Fire Ins Hartford
Policy Types: Medical Malpractice, Errors & Omissions, General Liability, Directors & Officers Liability, Worker's Compensation, Employment Practices Liability, Automobile Liability, Fraud & Abuse /Billing Errors & Omissions, Unusual Risk Policies.
AM Best Rating: A
Admitted and Non-Admitted Forms Available
Narrative: CNA is a very strong and financially sound underwriter with a diverse and lengthy history in health care industry products. CNA, as did most other national writers have began to revisit the goal of premium growth, and have turned to profitability for the measure, as the industry gets back to basics; underwriting discipline. We work with both the Oregon (regional office) and Chicago (home office) major accounts unit of CNA. A True National Company.


The Doctors' Company Insurance Group /TDC
Health Care Industry Companies: The Doctors Company Interinsurance Exch., Professional Underwriters Liability Insurance Company
Policy Types: Medical Malpractice.
AM Best Rating: A-
Admitted Forms Available Narrative: One of the largest doctor-owned and managed insurance companies operating in the United States. TDC offers a wide range of products and services to physicians in several key states. A Regional/National Company.
Narrative: One of the largest doctor-owned and managed insurance companies operating in the United States. TDC offers a wide range of products and services to physicians in several key states. TDC acts largely as a direct underwriter in California. A Regional/National Company.



General Star (GenStar)
Health Care Industry Companies: GenStar is a Berkshire Hathaway Insurance Group Company.
Policy Types: Medical Malpractice, 1-3 doctors, standard risks. No emergency medicine, locum tenens or groups beyond 3.
AM Best Rating: A++
Non-Admitted Forms Available.
Narrative: This is a new program for Berkshire Group. Its lead underwriters are from the old Fireman's Fund/Interstate non-standard doctor programs. Premiums are competitive and forms similar to Evanston. Program launched in March 2002.


Lloyds of London Syndicates
Health Care Industry Companies: Several
Policy Types: All forms
AM Best Rating: A-
Non-Admitted Forms Only
Narrative: We work with open Lloyds brokers and two special program MGAs for physician & surgeon risks. A True Market of Last Resort.


The Markel Group
Health Care Industry Companies: Evanston Insurance Company
Policy Types: Medical Malpractice, Errors & Omissions, General Liability, Directors & Officers Liability, Automobile Liability, Fraud & Abuse /Billing Errors & Omissions, Unusual Risk Policies.
AM Best Rating: A
Admitted and Non-Admitted Forms Available
Narrative: Evanston has been a consistent carrier affording coverage when other markets refuse. They are a company you can depend on to offer coverage, for many unique and special risk accounts. A true Nation Company.



The SCPIE Companies
Health Care Industry Companies: American Healthcare Indemnity, American Healthcare Specialty, and SCPIE Indemnity Company
Policy Types: Medical Malpractice, Errors & Omissions Insurance, General Liability, Directors & Officers Liability, Employment Practices Liability, Fraud & Abuse /Billing Errors & Omissions, Unusual Risk Policies.
AM Best Rating: B+
Admitted Forms Available
Narrative: A once solid company, whose performance led them to demutualize and become a New York stock exchange public company, listed in 1997. They offer a wide array of medical professional liability coverage for the health care industry. They are a California-only market today having run into hard times in the past few years.


This is only a partial list. Call for specific detail about your needs and other markets that may be available.

Our specialization in health care provides our clients unparalleled services, matching their needs to the right company, at the best possible value for their premium dollars.

For more details, please call (800) 43-6565 or email us at
info@bbsocal.com

 
HealthCare Practice Group
A Division of Brown & Brown of California, Inc.
Tel: (800) 435-6565- Fax: (714) 221-4129
E-Mail: info@bbsocal.com - Map: Location and Directions
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